Browse Mode or Certify Mode.
In Browse Mode, you’ll have full access to every tool and step without res-triction — it’s about learning and acting at your own pace.

Certify Mode adds the power of timestamped documentation, turning each action into part of an official record that can protect you if challenged later.

Think of it as building a scrapbook of proof — the more you put in, the stronger your case file becomes

‍Follow the daily tasks to keep momentum and avoid overwhelm. Even a small step, done consistently, can stop the slide toward foreclosure. This is about working smarter, not harder — focusing on what moves the needle most.Use the built-in checklists to track your progress. They’re designed with the same process used by foreclosure prevention experts¹, so nothing critical slips through the cracks.Leverage your federal protections. From the CFPB to HUD-approved housing counseling, there’s a federal safety net for homeowners². These aren’t just resources — they’re leverage points you can use to keep your servicer accountable. Stay in the fight. Whether you’re aiming to keep your home or preparing for a parallel sale strategy, each action you take now builds evidence, preserves options, and keeps the clock working in your favor.